Service With a Smile

Wealth management is not simply a matter of money. The human side is filled with specialized needs requiring discreet application of the principles of growing, enhancing, and preserving wealth. Solutions can be elegant, maybe even beautiful. But they ultimately need to work for you.

It’s serious work—yet for people that are full of color and character. Below are hypothetical dramatizations* of how we help people like you manage wealth.

Growing

2020 was a challenging year for many. The life of Penelope Green was no exception. She worked hard her entire life and was turning the corner on retirement, eager to de-stress and refocus.

Her previous work with British intelligence (MI-6) prepared her for just about anything. Then Q1 2020 hit and the financial markets started to plummet. Pen (as her friends know her) was on edge. She kept her firearm close, her friends closer, and her enemies within range. That's where we come in.

She called for a meeting. Our abundant access to information equipped us to deconstruct events as they unfolded, reason through market reactions, and advise her with a high degree of confidence. She smiled, holstered her weapon, and we all had tea. It was a defining moment for our relationship and especially for Pen, helping to steady her hand and stay positioned for potential future growth.

Enhancing

Many clients come to us equipped with the discipline to save and have accumulated a degree of wealth. Top of mind is Jayne Seymour, a field operative for an unnamed agency (MI-5).

On analysis we found that, while his portfolio performance had been good, it may have come at the cost of more risk than he currently had the stomach for, on account of the spy thing. By offering additional diversification and adding alternative investment classes, we were able to structure his portfolio with less risk and volatility, thereby enhancing his strategy to suit his current tolerances.

He breathed a sigh of relief and quipped that next time he'll change his screen name to Jayne Seyless Danger. We laughed heartily, said our goodbyes, then streamed us some "Dr Quinn, Medicine Woman."

Preserving

D-list playwrights Mickey and Madeline Moribund’s story is truly inspiring. After a decades-long slump they finally caught a break with their script for the off-broadway hit, "The Spy Who Loved Me Less Than She Loved MI-6 and Her Fateful Summer Outing at Chappaquiddick." More to the point, The Moribunds, a family for whom longevity has been elusive, wanted to create an educational funding vehicle for future heirs they’ll likely never know.

When we met with them, we learned that despite their recent turn of fortune they were still shy on resources. Enter, stage left, life insurance emerges as our bold protagonist: leverage a couple thousand bucks a year for the potential of a million to create an enduring legacy. Simple but effective.

One day their unappreciative heirs are going to benefit from Mick and Maddie's vigilance and discretion. Till then, we stand by tall and ready to continue guiding them along the way.

***

Who knew that wealth management could be so full of danger and intrigue? We wouldn’t trade it for the world.

Of course, tucked inside these colorful stories is the serious work of helping people find their way and realize their goals. It’s what a good coach does—takes you where you can’t take yourself.

* All characters appearing in this work are fictitious. Any resemblance to real persons, living or dead, is purely coincidental, and non-partisan. Peace.

The above dramatizations are designed to provide a general representation of the types of services provided. The studies are hypothetical examples only and are not indicative of recommendations made to any specific client.

There is no assurance that the techniques and strategies shown are suitable for all investors or will yield positive outcomes. While there is no assurance that a diversified portfolio will produce better returns than an undiversified portfolio, and it does not assure against market loss, a diversified portfolio may reduce a portfolio's volatility and potential loss. The purchase of certain securities may be required to affect some of the strategies. Investing involves risks including possible loss of principal.

LiVE SESSiONS: Market Update

The recap of our live weekly Zoom market analysis with Joe Randazzo JD CFP® and Dave Stone CPA CFP®