Lincoln Investment and Capital Analysts Form CRS ▪ Advisory services offered through Beacon Financial Advisory, LLC or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. FNA Wealth Management, Ltd/Beacon Financial Advisory, LLC/Buckeye Deferred Comp and the above firms are independent and non-affiliated.
Previous, Scheduled and Pending Events
| Thu Mar 13 | Rewind |
| Tue Apr 15 | Rewind |
| Thu May 15 | Rewind |
| Tue Jun 17 | |
| Tue Jul 15 | |
| Thu Aug 14 | Rewind |
| Tue Sep 18 | Rewind |
| Wed Oct 15 | |
| Thu Nov 13 | Rewind |
| Tue Dec 16 | Scheduled |
Time options are 12:00 and 4:00 ET
Market Update Rewind
11/13/25
- We discussed what the end of the government shutdown means for the markets
- Pointers regarding estate and tax planning strategies (inherited IRAs, Roth conversions, charitable giving, etc)
- And year-end portfolio tips for all investors
Advisory services offered through Beacon Financial Advisory, LLC, Capital Analysts, and/or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Beacon Financial Advisory, LLC/Beacon Financial Partners and the above Firms are independent and non-affiliated. ¶ *Legal services are not offered through, nor supervised by the Lincoln Investment Companies* ¶ The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Lincoln Investment. These views are as of April 15, 2025 and are subject to change based on subsequent developments. The material presented is provided for informational purposes only. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss. Inflation is the rate of increase in prices over a given period of time; typically reported as a broad measure, such as the overall increase in prices or the increase in the cost of living in a country.
09/18/25
- In light of S&P gains, we considered the benefits of investing on all-time high days over the last three years vs. waiting in the hope of catching down days
- We discussed the disparity between recent market performance and investor sentiment, as well as what that might mean for future market movement
- We looked at inflation and jobs numbers, plus what to expect from inflation in the coming months
- Given the Fed’s expected interest rate drop next month, we talked about what that will impact, highlighting housing and credit cards as areas to watch
Advisory services offered through Beacon Financial Advisory, LLC, Capital Analysts, and/or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Beacon Financial Advisory, LLC/Beacon Financial Partners and the above Firms are independent and non-affiliated. ¶ *Legal services are not offered through, nor supervised by the Lincoln Investment Companies* ¶ The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Lincoln Investment. These views are as of April 15, 2025 and are subject to change based on subsequent developments. The material presented is provided for informational purposes only. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss. Inflation is the rate of increase in prices over a given period of time; typically reported as a broad measure, such as the overall increase in prices or the increase in the cost of living in a country.
08/14/25
- We reviewed last month’s jobs numbers and what President Trump’s firing of the head of the Bureau of Labor Statistics might mean for future jobs data
- Discussed the current higher-than-expected year-over-year PPI and other inflation numbers, as well as the market’s reaction
- With markets back at all-time highs, we shared thoughts on portfolio positioning in the face of tariffs, interest rate and inflation uncertainty, and geopolitical unrest
- We wrapped up with what to look for in the coming months, including Jerome Powell’s potential replacement, November’s proposed rate cuts, and some expected short-term market volatility
Advisory services offered through Beacon Financial Advisory, LLC, Capital Analysts, and/or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Beacon Financial Advisory, LLC/Beacon Financial Partners and the above Firms are independent and non-affiliated. ¶ *Legal services are not offered through, nor supervised by the Lincoln Investment Companies* ¶ The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Lincoln Investment. These views are as of April 15, 2025 and are subject to change based on subsequent developments. The material presented is provided for informational purposes only. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss. Inflation is the rate of increase in prices over a given period of time; typically reported as a broad measure, such as the overall increase in prices or the increase in the cost of living in a country.
05/15/25
- We provided a debrief on the FOMC meeting, interest rate commentary, and explained why it matters. Also a breakdown of the inflation reading (Tuesday 13th) –and why it matters
- Given the extreme market moves so far this year –both up and down– we considered a brief historical perspective on market volatility: from corrections and bears to rebounds and bulls
- On (for some, wearisome) tariff talk: we felt compelled to share our two cents on the US / China talk that sparked a massive market rally Monday (12th) and what it means for you
- Finally, we shared some thoughts on what actions investors might take: draw income, invest for growth, or a combination of both
Advisory services offered through Beacon Financial Advisory, LLC, Capital Analysts, and/or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Beacon Financial Advisory, LLC/Beacon Financial Partners and the above Firms are independent and non-affiliated. ¶ *Legal services are not offered through, nor supervised by the Lincoln Investment Companies* ¶ The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Lincoln Investment. These views are as of April 15, 2025 and are subject to change based on subsequent developments. The material presented is provided for informational purposes only. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss. Inflation is the rate of increase in prices over a given period of time; typically reported as a broad measure, such as the overall increase in prices or the increase in the cost of living in a country.
04/15/25
- We reviewed recent volatility and performance in the broad stock and bond markets and shared insight on what to expect going forward
- We briefly reviewed recent inflation and manufacturing data and discussed what we expect regarding interest rates in the near term as a result
- We discussed the recent events and timeline surrounding tariff talk, beginning with expectations on March 31 and announcements made April 2, followed by announcements since that have caused havoc in markets
- We laid out two possible economic paths based on tariff outcomes, one leading to deep recession and one leading to modest slowdown with stubborn inflation and steady interest rates; our opinion lies with the latter
- Finally, we announced some topics we’ll cover in our upcoming ChalkTALK market updates. Look for our announcement in May about a special session dedicated to cybersecurity and protecting against scams and identity theft
Advisory services offered through Beacon Financial Advisory, LLC, Capital Analysts, and/or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Beacon Financial Advisory, LLC/Beacon Financial Partners and the above Firms are independent and non-affiliated. ¶ *Legal services are not offered through, nor supervised by the Lincoln Investment Companies* ¶ The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Lincoln Investment. These views are as of April 15, 2025 and are subject to change based on subsequent developments. The material presented is provided for informational purposes only. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss. Inflation is the rate of increase in prices over a given period of time; typically reported as a broad measure, such as the overall increase in prices or the increase in the cost of living in a country.
Market Reactions 04/08/25
Market Reactions 04/04/25
Equity markets around the globe have been under quite a bit of pressure since President Trump's unveiling of his tariff plans Wednesday afternoon. The uncertainty surrounding the markets continues to mount and, as part of our process of evaluating the situation, our team is reviewing the information available and discussing with several other professionals. For the better part of Thursday, I had the opportunity to participate in an investment symposium with portfolio managers from First Trust and heard from their Chief Economist Brian Wesbury. I’ve also heard commentary from Lincoln’s Chief Investment Strategist, members from Fidelity Investments and JP Morgan’s economist Dr. David Kelly.
Our team is digesting all the information and evaluating what, if any, adjustments to our current strategies should be made. If additional change to our allocations is necessary, we won’t hesitate to act, but we will continue our course and act with prudence in the days and weeks to come and will not jump to decisions or act on emotion.
We encourage you to reach out with any questions or to discuss our perspective on the events of the week. In addition, our next 30 minute Market ChalkTALK is set for Tuesday, April 15 at noon and 4 pm. Information and links to join the sessions will be emailed and posted the day before.
Advisory services offered through Beacon Financial Advisory, LLC, Capital Analysts, and/or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Beacon Financial Advisory, LLC/Beacon Financial Partners and the above Firms are independent and non-affiliated. ¶ *Legal services are not offered through, nor supervised by the Lincoln Investment Companies* ¶ The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Lincoln Investment. These views are as of April 4, 2025 and are subject to change based on subsequent developments. The material presented is provided for informational purposes only. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss. Inflation is the rate of increase in prices over a given period of time; typically reported as a broad measure, such as the overall increase in prices or the increase in the cost of living in a country.
Market Update Rewind
03/13/25
- We reviewed last Wednesday and Thursday’s CPI and PPI numbers, which came in better than expected. Markets seemed to shrug off the good news as investors chose to focus on tariff talk and recession fears
- Market volatility is back with a vengeance and we discussed whether we see it as creating opportunities or cause for real concern. While we expect continued volatility in the near term, we also see strength in underlying fundamentals and believe opportunity should outweigh fear
- Fear of recession has hit the headlines again and sending jitters through many American investors. Whether the US economy falls into recession or not is yet to be determined, but our focus continues to be on long term strength in US markets and economy and we view a possible recession as a short term cyclical event that won’t derail the longer term secular bull market
- Finally, most advisors would tell you to stay the course and ride out the volatility. While we believe that to be sound advice (assuming you’re properly situated going into it for your risk profile), we shared some statistics on why that’s the case
Advisory services offered through Beacon Financial Advisory, LLC, Capital Analysts, and/or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Beacon Financial Advisory, LLC/Beacon Financial Partners and the above Firms are independent and non-affiliated. ¶ *Legal services are not offered through, nor supervised by the Lincoln Investment Companies* ¶ The views and opinions expressed herein are those of the author(s) noted and may or may not represent the views of Lincoln Investment. These views are as of March 13, 2025 and are subject to change based on subsequent developments. The material presented is provided for informational purposes only. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss. Inflation is the rate of increase in prices over a given period of time; typically reported as a broad measure, such as the overall increase in prices or the increase in the cost of living in a country.
Terms & Conditions
These Terms & Conditions govern your use of this website; your use of this website indicates your acceptance of these Terms & Conditions in full.
Kindly note that the information and content provided on this website does not constitute professional advice. Although we do our best to keep everything on this site correct and up-to-date, we do not guarantee the completeness or accuracy of any information provided on this website. Improvements and/or changes in the products, services and/or programs described on this website may be made at any time without notice. We must also advise that hypertext links to other websites do not constitute an endorsement, nor do we guarantee any information provided by those sites.
While we do love when users share what they find on our website, it may be used or shared only for personal purposes. The information and content provided on this website is owned or licensed by FNA Wealth Management Ltd, and should not be used or disseminated for any profit or gain.
While using this website, please be aware that no insurance coverages can be bound and no amendments, supplements, or modifications can be added to your policy, new or existing, unless and until you have received a written binder from us or your insurance company.
For users outside of the US: We make no claims that the content on this web site is appropriate or may be downloaded outside of the United States. If you access the site from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.
Even though we work hard to ensure the security and safety of our website and its users, we cannot and do not guarantee that this website will operate error-free, nor that this website and its server are without computer viruses or other harmful material. If your use of this website or material from it results in any costs or expenses, we will not be responsible for those costs or expenses. This website and its materials are provided without any warranties of any kind, to the fullest extent permitted by law.
Please bear in mind that we will not be liable for any losses or damages arising under these Terms & Conditions or in connection with this website, whether arising in tort, contract, or otherwise – including, without limitation, any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings.
Finally, if for any reason any portion or provision of these Terms & Conditions is ruled to be unenforceable, that provision will be enforced to the maximum extent permissible so as to affect the intent of the Terms & Conditions, and the remainder of the Terms & Conditions will continue in full force and effect.